Introducing Soldo's REST API for Open Banking

Welcome to the bank's developer documentation. In compliance with PSD2ClosedPSD2 stands for Payment Services Directive 2 and is a new EU regulation in effect since September 14, 2019. It governs electronic and other non-cash payments. The main provision of PSD2 is for Strong Customer Authentication (SCA), a process that seeks to make online payments more secure and reduce fraud while increasing authorisation rates. The European Banking Authority (EBA) recently extended the deadline for PSD2 compliance until December 31, 2020. and open banking protocols, the guidance provided here is specifically designed to help you manage third-party provider (TPPClosedThird-Party Provider – an authorised online service provider introduced as part of Open Banking. TPPs exist outside of the account holder’s relationship with their bank but may be involved in transactions carried out by the user.) connections with the bank.

For web-based connection, Soldo provides a PSD2- and OBIEClosedOpen Banking Implementation Entity – organization created by the CMA (Competition and Markets Authority) to deiver APIs, data structures and security architectures that enable developers to harness technology, making it easy and safe for account holder's to share their financial information held by the banks with third parties.-compliant interface via its RESTful APIClosedREST stands for REpresentational State Transfer, an API architectural structure for distributed hypermedia systems. The key component in REST is a resource. Any information that can be named can be a resource: a document or image, a temporal service, a collection of other resources, a non-virtual object (e.g. a person), and so on. REST uses a resource identifier to identify the particular resource involved in an interaction between components. For more on the fundamentals of REST, visit restfulapi.net., allowing TPPs to securely connect with the bank. A working knowledge of REST concepts and structures is recommended.

The guidance that follows introduces you to the Soldo-supported services offered, shows you how to enroll (onboard) and manage your , then takes you through the API flows with coding examples.

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